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 <title><![CDATA[ZT&nbsp; Raising your $221,000 baby]]></title>
 <link><![CDATA[http://bachinese.com/forum/read.php?tid=26212]]></link>
 <description><![CDATA[Latest 20 replies of ZT&nbsp; Raising your $221,000 baby]]></description>
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 <title><![CDATA[Re:ZT  Raising your $221,000 baby]]></title>
 <description><![CDATA[我家幼儿园一周就是$251, 医疗他一人一月就要交$380，跟他爸讲，养孩子一月一台大彩电呀，开支巨大。]]></description>
 <link><![CDATA[http://bachinese.com/forum/job.php?action=topost&tid=26212&pid=226932]]></link>
 <author><![CDATA[姍姍]]></author>
 <category><![CDATA[教子有方]]></category>
 <pubdate><![CDATA[Thu, 20 Aug 2009 21:51:52 +0000]]></pubdate>
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 <title><![CDATA[Re:ZT  Raising your $221,000 baby]]></title>
 <description><![CDATA[&nbsp; &nbsp; &nbsp; &nbsp; 呵呵，楼上的两位妈妈，你们的孩子好  哎]]></description>
 <link><![CDATA[http://bachinese.com/forum/job.php?action=topost&tid=26212&pid=226812]]></link>
 <author><![CDATA[renée]]></author>
 <category><![CDATA[教子有方]]></category>
 <pubdate><![CDATA[Thu, 20 Aug 2009 10:52:54 +0000]]></pubdate>
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 <title><![CDATA[Re:ZT  Raising your $221,000 baby]]></title>
 <description><![CDATA[这个月光给儿子买玩具， 就花了不只$600 了， 我的Baby 一定超了。。。。]]></description>
 <link><![CDATA[http://bachinese.com/forum/job.php?action=topost&tid=26212&pid=226600]]></link>
 <author><![CDATA[jasmine]]></author>
 <category><![CDATA[教子有方]]></category>
 <pubdate><![CDATA[Wed, 19 Aug 2009 21:48:33 +0000]]></pubdate>
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 <title><![CDATA[Re:ZT  Raising your $221,000 baby]]></title>
 <description><![CDATA[好像不止这个数。。。]]></description>
 <link><![CDATA[http://bachinese.com/forum/job.php?action=topost&tid=26212&pid=226593]]></link>
 <author><![CDATA[newport93]]></author>
 <category><![CDATA[教子有方]]></category>
 <pubdate><![CDATA[Wed, 19 Aug 2009 20:22:47 +0000]]></pubdate>
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 <title><![CDATA[Re:ZT  Raising your $221,000 baby]]></title>
 <description><![CDATA[Health care 

Tax tips

Instead of paying strangers to mow your lawn or clean your pool, pay your children. If you are self-employed, hire your children to work for you. The IRS has validated children as young as age 7 to work for their parents&#39; unincorporated businesses. For 2009, you can empl ..]]></description>
 <link><![CDATA[http://bachinese.com/forum/job.php?action=topost&tid=26212&pid=226554]]></link>
 <author><![CDATA[renée]]></author>
 <category><![CDATA[教子有方]]></category>
 <pubdate><![CDATA[Wed, 19 Aug 2009 17:50:12 +0000]]></pubdate>
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 <title><![CDATA[Re:ZT  Raising your $221,000 baby]]></title>
 <description><![CDATA[Don&#39;t forget the child tax credit. For each child under age 17, you will get a credit of $1,000 for 2009. The credit phases out as your income exceeds $110,000 ($75,000 if single or head of household).

Education: Set up an education IRA or invest with various state prepaid tuition plans where  ..]]></description>
 <link><![CDATA[http://bachinese.com/forum/job.php?action=topost&tid=26212&pid=226553]]></link>
 <author><![CDATA[renée]]></author>
 <category><![CDATA[教子有方]]></category>
 <pubdate><![CDATA[Wed, 19 Aug 2009 17:49:49 +0000]]></pubdate>
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 <title><![CDATA[Re:ZT  Raising your $221,000 baby]]></title>
 <description><![CDATA[Child care and education 
Cost through age 17: $20,670 to $77,130

These expenses account for 13% to 21% of the overall cost. Big caveat: The figures do NOT include college.

What to do

If staying at home full time isn&#39;t feasible, look into forming a cooperative with other parents. For instanc ..]]></description>
 <link><![CDATA[http://bachinese.com/forum/job.php?action=topost&tid=26212&pid=226552]]></link>
 <author><![CDATA[renée]]></author>
 <category><![CDATA[教子有方]]></category>
 <pubdate><![CDATA[Wed, 19 Aug 2009 17:49:35 +0000]]></pubdate>
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 <title><![CDATA[Re:ZT  Raising your $221,000 baby]]></title>
 <description><![CDATA[Health care 

Cost through age 17: $12,810 to $19,860

Health care represents 5% to 8% of the total costs, but those numbers are misleading. For some families, it&#39;s a nonissue; for others, the numbers can be mind-boggling.

What to do

Because much of this expense comes from health insurance pr ..]]></description>
 <link><![CDATA[http://bachinese.com/forum/job.php?action=topost&tid=26212&pid=226551]]></link>
 <author><![CDATA[renée]]></author>
 <category><![CDATA[教子有方]]></category>
 <pubdate><![CDATA[Wed, 19 Aug 2009 17:48:40 +0000]]></pubdate>
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 <title><![CDATA[Re:ZT  Raising your $221,000 baby]]></title>
 <description><![CDATA[Transportation 
Cost through age 17: $22,710 to $45,570

Transportation can eat 12% to 14% of the total. This includes the purchase and finance charges of vehicles, repair and fuel expenses and insurance.

What you can do

Avoid buying a new car. Estimates hold that the value of a new car drops by  ..]]></description>
 <link><![CDATA[http://bachinese.com/forum/job.php?action=topost&tid=26212&pid=226549]]></link>
 <author><![CDATA[renée]]></author>
 <category><![CDATA[教子有方]]></category>
 <pubdate><![CDATA[Wed, 19 Aug 2009 17:48:13 +0000]]></pubdate>
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 <title><![CDATA[Re:ZT  Raising your $221,000 baby]]></title>
 <description><![CDATA[Food 
Cost through age 17: $29,250 to $44,790

This accounts for 12% to 18% of the overall expense (families at lower incomes spend a higher percentage on food).

What you can do

Set strict limits on the more discretionary forms of food spending. For example, tell your children they can spend no m ..]]></description>
 <link><![CDATA[http://bachinese.com/forum/job.php?action=topost&tid=26212&pid=226548]]></link>
 <author><![CDATA[renée]]></author>
 <category><![CDATA[教子有方]]></category>
 <pubdate><![CDATA[Wed, 19 Aug 2009 17:47:49 +0000]]></pubdate>
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 <title><![CDATA[Re:ZT  Raising your $221,000 baby]]></title>
 <description><![CDATA[The study also doesn&#39;t consider lost income that occurs when one parent stops working or takes off several years to raise the children during the early years -- or takes a lesser-paying job with more-predictable hours.

Before you take a vow of celibacy, look on the bright side: There are ways  ..]]></description>
 <link><![CDATA[http://bachinese.com/forum/job.php?action=topost&tid=26212&pid=226547]]></link>
 <author><![CDATA[renée]]></author>
 <category><![CDATA[教子有方]]></category>
 <pubdate><![CDATA[Wed, 19 Aug 2009 17:47:23 +0000]]></pubdate>
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